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The Maryland Comptroller holds $2.65 billion in property for residents—now easier and faster to claim than ever, with zero fees!
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Speedy official access, trusted privacy, support for Baltimore, Columbia, Silver Spring, and Maryland counties.
Official Comptroller Online Search
Search Maryland’s official database—Baltimore, Columbia, Silver Spring, Annapolis, and all counties and cities.
Modern, Fast Claims Processing
Recently upgraded Cloud-based system—the KAPS platform—means Marylanders can now claim, upload documents, and track status in real time.
Billions Held for Residents
The Comptroller holds $2.65 billion in unclaimed property; in FY2025 alone, over 70,000 claims were paid—fast, secure, and confidential.
Maryland Unclaimed Property FAQ
No, Maryland’s law is custodial—property may be claimed at any time, whether it’s cash, stocks, or physical items. There is no forfeiture or expiration window. Owners and heirs may file claims indefinitely.[42][51]
Unclaimed property includes: cash, bank accounts, insurance payouts, stocks, refunds, utility deposits, vendor checks, and safe deposit box contents (eg. jewelry, coins). Executors must search for and claim assets as part of probate.[49]
First, search for your name at unclaimed-property.marylandcomptroller.gov. If you have a match, register an account, obtain the Claim Number, and upload scans of your government-issued ID and Social Security Card. For estates, also submit death certificates and legal paperwork. Processing may take up to 12 weeks.[47][51]
No, the state claims process is always free—no cost for owners or heirs. Private 'finders' may offer paid search/claim services, but the Comptroller’s online database and support are always no-cost.[43][42]
In October 2025, Maryland held $2.65 billion in unclaimed property. A new $1.2 million KAPS online system promises claims paid within half the time—even during periods with over 25,000 pending claims.[51][48]
Maryland Unclaimed Property Laws
Maryland law (Commercial Law Article Title 17) requires banks, insurers, brokers, and more to report dormant property after 3 years of inactivity or undeliverable correspondence. Property is held forever for rightful owners—cash, insurance, stocks, bonds, and valuables. There is no expiration. Full law text:Maryland Unclaimed Property Law.
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Maryland Unclaimed Property In The News
Maryland's New System Speeds Up Unclaimed Property Claims
Launched in October 2025, the KAPS digital claim system halves typical waiting periods and clears a backlog of 25,000 claims—over $2.65 billion is waiting for state residents. 70,670 claims paid in fiscal year 2025.
View Full StoryComptroller Paid Out $3 Million in Unclaimed Property in October
As of Oct 2025, the Comptroller’s Unclaimed Property Division paid out $3.1 million in claims, up 155% from last year, with payouts averaging less than half the previous wait time.
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